A recent report from Citi Global Perspectives & Solutions (Citi GPS) titled “Blockchain & Digital Dollar: The New Guardrails of Money” outlines what could be a transformative shift in blockchain adoption across the public and private sectors. As 2025 approaches, the financial industry could be on the cusp of its own “ChatGPT moment”—a period of mainstream acceleration powered by regulation, utility, and institutional interest.
Key Insights from Citi GPS
The report forecasts the total supply of stablecoins could grow to $1.6 trillion by 2030 in a base case and as high as $3.7 trillion in a bull case. Even conservative projections point to a market nearing half a trillion dollars, highlighting how deeply these assets may embed into everyday finance.
Most of this growth will likely remain USD-denominated (approx. 90%), underscoring the importance of U.S. regulation. A strong U.S. framework could drive new demand for Treasuries, positioning stablecoin issuers among the largest holders of government debt by the end of the decade.
Importantly, the report emphasizes blockchain’s growing role in the public sector, with applications such as public records management, digital identity, and aid distribution being tested by governments and multilateral institutions. Programs like the U.S. Department of Government Efficiency (DOGE) show early signs of real-world traction.
Why BDIC Matters Now More Than Ever
As Citi’s research highlights, increased blockchain adoption—especially in finance—brings new demands for security, compliance, and consumer protection. That’s exactly where BDIC’s decentralized deposit insurance model fits in.
If stablecoins and tokenized assets become embedded in government and banking infrastructure, insurable safeguards will no longer be optional—they’ll be expected. BDIC is preparing for this future today, laying the groundwork for a more secure and resilient on-chain economy.
With regulation looming, adoption rising, and global institutions paying attention, 2025 may be remembered as the year blockchain moved from buzzword to backbone.
We’re ready for it—and we’re building the trust it requires.